Why is spend-down philanthropy increasingly popular? Before we answer the question, let’s define our terms. There are two basic types of charitable... more →

What are the 3 Sacred Ds of real estate investing? There are plenty of reasons you might need to sell property or get rid of real estate. Some... more →

How does inflation affect purchasing power? To begin to understand how it works, it helps to know what purchasing power is and how it’s defined.... more →

When it is time to repaint, is it good etiquette to tip a house painter? Some people are more prone to tip, while others feel the base price... more →

When is the best time to buy Christmas items? Opinions vary–some are still big believers in Black Friday, the first shopping day after... more →

What is the payroll tax? There are those who have no opinions on these taxes at all, while some employers argue the taxes are a burden to small... more →

Do you need a list of items you can buy in bulk to save money? During financially stressful times there are many things you can and probably... more →

Are investing courses worth it? Sadly, there is no cut-and-dried answer to this question since much depends on both the quality of the courses... more →

Is there anything worse than driving a car while being annoyed by a sagging headliner touching your head? It’s inevitable with some makes... more →

People find out that I write about personal finance issues, and start asking me questions about how to improve their finances–especially... more →

Many have studied the reasons why labor creates wealth. There are many economic theories–some in vogue, some not–that address this... more →

Homeowners are being hit hard on all fronts, it seems. Those seeking mortgage relief from COVID-19 economic hardship are joined by those who... more →

Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to... more →

Do you need an oil change and you’re worried about having to delay it? Many things can go wrong with your automobile–brakes wear... more →

How to know if a company is worth investing in? It’s not enough to know a company’s worth–smart investing involves researching... more →

What are the benefits of not having a Smartphone? According to a 2015 article posted by the Pew Research Center, as of 2015 some 64% of American... more →

What are the disadvantages of investing in an annuity? First, let’s examine what we mean by “annuity”. Dividend.com describes annuities... more →

If you are interested in investing, you might be wondering what the July 30, 2020 headlines about the U.S. economy shrinking a whopping 33%... more →

What are the benefits of increasing your credit line? It might seem to go against some of the current prevailing advice about credit–use... more →

Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small line of... more →