Free Credit Score

Free sites to keep track of your credit score.

Personal Finance Forums

Here are two of the most supportive personal finance communities you can find around the net.


Money Management Tools


Downloadable Software

Software packages that are less known but are very useful.


Personal Financial Modeling

Graphically chart your entire financial future  project Income and Expense changes throughout your life  create contribution strategies for different account (401K, IRA, Brokerage, etc) – track your progress over time  calculate your odds of success with Monte Carlo and Historical analysis  take comfort in having a solid financial life-plan.

Do all of this with OnTrajectory. Log in today!


Books You Should Read


intelligentinvestorThe Intelligent Investor – Benjamin Graham’s The Intelligent Investor is the book for those who are serious about investing in stocks. His method of “value investing” has been accepted and used even by Warren Buffet.  Its pretty much the bible of value investing.  If you are thinking of investing in stocks, definitely give this one a read. Surf here to get the book.



theautomaticmillionaireThe Automatic Millionaire – Written by one of America’s most trusted financial experts. This multi-million copy bestseller has been helping readers automate their way to financial success for more than a decade.  The main idea is automating your investing and savings can have a substantial long term impact. Go here for more information.




Freakonomics – A special collaboration of economist, Steven Levitt, and New York Times journalist, Stephen Dubner, that demonstrates the power of data mining and finding hidden truth in about almost anything by applying the concept of economics to controversial topics. Find out the secrets here.



thinkandgrowrichThink and Grow Rich – A self-improvement book written by the Great Depression-era author, Napoleon Hill, who interviewed more than 500 richest men in the country and figure out how good fortune is achieved. Get it for less than $10.



the4hourworkweekThe 4-hour Work Week – Timothy Ferriss, an educational activist and entrepreneur shows tips and tricks to increase your income tenfold and get away from the old concept of 9-5 and retirement. The book is on sale! Click here for more information.




themillionairenextdoorThe Millionaire Next Door – A book showing in depth research about how millionaires behave. The 3 main themes of this book are living below one’s means, choosing a partner with similar values, and focusing time and energy to accumulate wealth. Their secrets are out! Learn more by clicking here.




richhabitsRich Habits – Everyone looks for ways to prosperity for them and their family. This book provides a step by step and easy to understand program towards financial success based on the habits of the author’s wealthiest clients. Go here for more information.





richestmanbabylonThe Richest Man in Babylon – The lessons found in this book gives readers the certain path to financial success. The parables offer an understanding and solution to your personal financial problems. Recommended to young people who are just starting out in life. Check it out here.




RichdadpoordadRich Dad Poor Dad – A book that is considered as the number 1 personal finance book of this age. This book is mostly based on Robert Kyosaki’s education and upbringing in Hawaii. Get it for $7.




thetotalmoneymakeoverThe Total Money Makeover – Written by the money maestro, Dave Ramsey. The book boasts that it works all the time because it is simple and gets to the heart of every financial problem.  Dave Ramsey has become one of the best known financial advisors in the United States – for good reason.  His book has helped hundreds of thousands. Get it by clicking here.