Have Extra Money This Month? Here’s What You Should Do With It

what to do with extra money
Every once in a while you get a pleasant surprise when you realize you have a tad bit of extra money in your bank account. But before you head out to spend this on your next treat yourself item, there are a few things you should consider doing first!
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How to Spend Less: Try These Tips

how to spend less
You don’t necessarily have to make more money to spend less and save more. Spending less starts with changing your overall money spending habits. There are a few small habits that you can start working on now that will help you spend less in the future. Think Before You Buy It’s really easy to see something and need to have it. Just like that you suddenly absolutely must have a brand new, bright...
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How to Get Started With an Alternative Budget

budget alternative
We talk a lot about budgeting, but the truth is traditional budgets don’t work for everyone. They can be challenging to keep up and maintain, feel stifling and frustrate you more than they make you feel financially secure. Yes, budgets are not for everyone. So let’s talk about an alternative budget. Laying the Foundation for an Alternative Budget Essentially, the alternative budget that I’m...
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Set These Personal Financial Goals for the New Year

personal financial goals
Let’s be honest, we could all be better at finances. And by “we could all be better at finances” I clearly mean I could be better at finances. Every year between Christmas and New Years I take time to reflect on the past year and decide what I’m going to do better (and by that I obviously mean what I’m going to try to do better). And I sent some personal financial goals. My Personal Financial...
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5 Things You Should Stop Buying in 2019 To Save Money

things to stop buying to save money
 It’s really easy to let small spending go. A few dollars here, a few dollars there… but we develop bad habits, and our small amounts of money start to really add up. We all know there are some things we spend way too much on, so here are 5 things you should stop buying to save money this year. Lottery and Scratch Tickets Full disclosure: I’m not a huge fan of the lottery. In fact,...
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