You Might Need a Home Warranty

home warranty
If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save you more money than you can imagine. What is a Home Warranty? A home warranty is essentially a comprehensive extended warranty for your appliances. You pay a fee coverage you request in an annual payment or monthly payments. If you make a service request, you...
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5 Best Items to Buy at Sam’s Club

buy at sam's club
Buying in bulk at Sam’s Club is excellent for efficient shoppers. I like to stock up on non-perishable goods quarterly. I save so much money on paper towels, toilet paper, laundry detergent, and dishwasher tablets. Sam’s isn’t just good for cleaning supplies and household goods though. Here are the five best items to buy at Sam’s Club. Vitamins If you take a multivitamin or...
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Fact Check Finance: Wait to Invest Until You Pay Off Your Debt

invest after you pay debt
Dave Ramsey recommends that you wait to invest until after all of your consumer debt is paid off except for your mortgage. I understand the logic, but I don’t think it is a one-size-fits-all solution. Wait to Invest? Dave Ramsey has a financial freedom program that includes baby steps. Investing 15% of your income for retirement is baby step number four, after a small emergency fund, paying...
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How to Track Your Net Worth

how to track your net worth
When it comes to gauging your wealth, the best indicator is your net worth. Imagine if your budget is your arrow, then your net worth is your moving target. Your budget is particular to your day to day life. You can track your net worth to see where you stand over time for all of your accounts. What is Net Worth? Whenever you hear about celebrities’ wealth in the news, the reports usually are...
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