How to Pay for Medical Care Without Going Broke

pay for medical care
If you’ve ever spent the night at a hospital, you have learned that our health care system is costly. There are separate charges for doctors and services that quickly add up to astronomical values. If you haven’t had to deal with the financial pains of illness, here is how you pay for medical care without going broke. Insurance Insurance can save you thousands, or hundreds of thousands,...
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You Might Need a Home Warranty

home warranty
If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save you more money than you can imagine. What is a Home Warranty? A home warranty is essentially a comprehensive extended warranty for your appliances. You pay a fee coverage you request in an annual payment or monthly payments. If you make a service request, you...
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5 Best Items to Buy at Sam’s Club

buy at sam's club
Buying in bulk at Sam’s Club is excellent for efficient shoppers. I like to stock up on non-perishable goods quarterly. I save so much money on paper towels, toilet paper, laundry detergent, and dishwasher tablets. Sam’s isn’t just good for cleaning supplies and household goods though. Here are the five best items to buy at Sam’s Club. Vitamins If you take a multivitamin or...
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Fact Check Finance: Wait to Invest Until You Pay Off Your Debt

invest after you pay debt
Dave Ramsey recommends that you wait to invest until after all of your consumer debt is paid off except for your mortgage. I understand the logic, but I don’t think it is a one-size-fits-all solution. Wait to Invest? Dave Ramsey has a financial freedom program that includes baby steps. Investing 15% of your income for retirement is baby step number four, after a small emergency fund, paying...
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