How to Get Started With an Alternative Budget

budget alternative
We talk a lot about budgeting, but the truth is traditional budgets don’t work for everyone. They can be challenging to keep up and maintain, feel stifling and frustrate you more than they make you feel financially secure. Yes, budgets are not for everyone. So let’s talk about an alternative budget. Laying the Foundation for an Alternative Budget Essentially, the alternative budget that I’m...
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Set These Personal Financial Goals for the New Year

personal financial goals
Let’s be honest, we could all be better at finances. And by “we could all be better at finances” I clearly mean I could be better at finances. Every year between Christmas and New Years I take time to reflect on the past year and decide what I’m going to do better (and by that I obviously mean what I’m going to try to do better). And I sent some personal financial goals. My Personal Financial...
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5 Things You Should Stop Buying in 2019 To Save Money

things to stop buying to save money
 It’s really easy to let small spending go. A few dollars here, a few dollars there… but we develop bad habits, and our small amounts of money start to really add up. We all know there are some things we spend way too much on, so here are 5 things you should stop buying to save money this year. Lottery and Scratch Tickets Full disclosure: I’m not a huge fan of the lottery. In fact,...
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Find a Savings Challenge for the New Year

savings challenge
The New Year is here and, as always, I’m thinking about finances. Specifically, how to save more money. Saving money can be a challenge, but it might be a tad bit easier if you make a game out of it. Or, the flipside to that is if you have a goal you’re trying to reach. So, why not try out a savings challenge? I’ve scoured the internet and decided on four challenges that are super easy and only...
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Don’t Forget About These Personal Budget Categories

personal budget categories
It’s the end of the year which means it’s the perfect time for you to be thinking about your budget. And before you firm up your budget, there are a few budget categories you should forget that are often forgotten. So before you’ve pressed “save” and dust your hands off, make sure you’ve included these personal budget categories: Entertainment Expenses Going out for dinner with friends...
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