Tips To Improve Your Finances
People find out that I write about personal finance issues, and start asking me questions about how to improve their finances–especially the budget and overall financial bottom line. Some of the most common issues when trying to manage your personal finances have to do with information, how often you get it, and what you do with it. Here’s a list of tips that can help you do better with your...
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How to Spot and Avoid Credit Card Skimmers
Do you know how to spot and avoid credit card skimmers? These devices are responsible for a high amount of credit card and debit card fraud and identity theft; when attached to an ATM or any other card swiper device these skimmers harvest account numbers, PINs, and other data. Many shoppers don’t know they have been the victims of a card skimmer until its’ too late…unless they know...
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Save Your Mortgage During COVID-19
Many homeowners are worried about their mortgages during the COVID-19 pandemic. And while it is true that government-backed mortgage bailout programs abound, some borrowers are unable to take advantage of those programs because they don’t have FHA, VA, USDA loans or mortgages backed by Fannie Mae and Freddie Mac. What do you need to know about mortgage bailout programs? Do you know how to save your...
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Did The Government Suspend My Mortgage Payment As Part Of Coronavirus Relief?
Are you having trouble making your mortgage payment? There are many headlines about economic relief associated with the coronavirus pandemic and COVID-19. Some of those headlines discuss economic stimulus proposals and legislation such as the CARES Act of 2020, and the three phases of economic stimulus proposed by the House and Senate. But what do homeowners need to know about the coronavirus, economic...
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How to Recession-Proof Your Finances
If you think you can’t recession-proof your finances, then think again. The signs are all there of a looming economic downturn, but you can protect yourself. The key is to start now. What is Your Starting Point? First, you need to review your financial situation. Review all of your accounts, even those you thought you closed but didn’t. Write down your payments, their due dates, and their...
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