How to Maintain Two Homes Efficiently

Many are tempted, but fewer have good ideas starting out how to maintain two homes efficiently. If you’ve ever been tempted to own a second home there are considerations to remember that can help you own and maintain two properties. Before You Buy If you are looking for a second home to purchase and need to buy on a budget, remember that government-backed mortgages such as FHA loans, USDA mortgages,...
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Tips To Improve Your Finances

Tips To Improve Your Finances
People find out that I write about personal finance issues, and start asking me questions about how to improve their finances–especially the budget and overall financial bottom line. Some of the most common issues when trying to manage your personal finances have to do with information, how often you get it, and what you do with it. Here’s a list of tips that can help you do better with your...
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Mortgage Relief, COVID, Wildfires, And More

Your Mortgage, COVID, Wildfires, And More
Homeowners are being hit hard on all fronts, it seems. Those seeking mortgage relief from COVID-19 economic hardship are joined by those who have had homes threatened, damaged, or destroyed by forest fires in the west, hurricanes in the east, and there seems to be a never-ending supply of problems coming hand-in-glove with coronavirus issues. What is a homeowner to do about their financial situation...
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Can Paying Your Bills on Time Increase Credit?

paying bills on time
Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to understand why paying your bills on time works to improve your FICO scores and earn you access to more credit. Learn To Think Like A Lender Many people are mystified by their credit–they don’t understand what makes their FICO scores rise or fall, and...
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Save Your Mortgage During COVID-19

Save Your Mortgage during COVID19
Many homeowners are worried about their mortgages during the COVID-19 pandemic. And while it is true that government-backed mortgage bailout programs abound, some borrowers are unable to take advantage of those programs because they don’t have FHA, VA, USDA loans or mortgages backed by Fannie Mae and Freddie Mac. What do you need to know about mortgage bailout programs? Do you know how to save your...
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