Can Paying Your Bills on Time Increase Credit?
Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to understand why paying your bills on time works to improve your FICO scores and earn you access to more credit. Learn To Think Like A Lender Many people are mystified by their credit–they don’t understand what makes their FICO scores rise or fall, and...
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The Shrinking U.S. Economy And You
If you are interested in investing, you might be wondering what the July 30, 2020 headlines about the U.S. economy shrinking a whopping 33% (more accurately, 32.9% according to the Associated Press) between April and June really means. I love how conspiracy-theory that line above sounds; there is no conspiracy, just a combination of economic factors that have brewed up a nasty economic storm that...
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How to Avoid Hidden Fees
Do you need to learn how to avoid hidden fees? They are the bane of the consumer’s existence, and many of the fees you need to avoid require you to think more like a small business entrepreneur than a regular consumer. What does this mean? Basically, by looking at your purchases, service contracts, rental agreements, and other areas as a business owner with low margins, you start to look for ways...
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Is Monthly SSDI Enough To Make Ends Meet?
Is monthly SSDI enough to make ends meet? To start, it’s important to know what SSDI is and how it differs from a similar program called SSI. Social Security Disability (SSDI) and Supplemental Security Income (SSI) differ in some fairly important ways. According to the official site, SSDI “pays benefits to you and certain family members if you worked long enough and paid Social Security taxes”. Adult...
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Things That Can And Can’t Be Controlled During Financial Troubles
Financial troubles are common, even when there is no global coronavirus emergency to contend with. There are plenty of things that can and can’t be controlled during financial troubles. While that is the most obvious statement in the history of writing about such things, some of your options in each of these areas may not be so obvious. Do you know how to take advantage of the things you can control...
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