Dangers of Being Too Frugal
Are there dangers of being too frugal? Some believe in an old wheeze that goes something like this; “if you spend all day making everything from scratch, you’ll never have time to explore the world and share your skills”. But learning how to DO things–especially from scratch–is a skill worth cultivating no matter what it is you are trying to make. Learning self-sufficiency...
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Items You Can Buy in Bulk to Save Money
Do you need a list of items you can buy in bulk to save money? During financially stressful times there are many things you can and probably should purchase in bulk, and some items you might wish to give a second thought to buying in bulk unless you have the proper means to store them. amzn_assoc_placement = "adunit0"; amzn_assoc_search_bar = "true"; amzn_assoc_tracking_id = "criticalfinancial-20"; amzn_assoc_ad_mode...
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The Shrinking U.S. Economy And You
If you are interested in investing, you might be wondering what the July 30, 2020 headlines about the U.S. economy shrinking a whopping 33% (more accurately, 32.9% according to the Associated Press) between April and June really means. I love how conspiracy-theory that line above sounds; there is no conspiracy, just a combination of economic factors that have brewed up a nasty economic storm that...
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Five Money Lessons from Joejuan Williams
There are five lessons to be learned from Joejuan Williams’ money mastery. He lives off 10% of his multimillion-dollar income, and I’m not sure I’ve ever been more proud of a stranger. Learn good habits early Joejuan Williams credits a finance course he took in high school that helped him form his good practices as a millionaire. He learned about 401(k) plans, certificates of deposits,...
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Fact Check Finance: Skipping Your Morning Coffee Will Make You a Millionaire
Will skipping your morning coffee make you a millionaire? Personal finance pundits love to tell people to give up what they love to become millionaires. One of the more popular soapbox sermons says that you are throwing money away on a daily cup of joe. If you saved it instead, it would make all the difference in your future. How to be a Millionaire Before I give my thoughts, let’s dissect the...
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