Dangers of Being Too Frugal

being frugal, frugality, frugal living
Are there dangers of being too frugal? Some believe in an old wheeze that goes something like this; “if you spend all day making everything from scratch, you’ll never have time to explore the world and share your skills”. But learning how to DO things–especially from scratch–is a skill worth cultivating no matter what it is you are trying to make. Learning self-sufficiency...
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Five Money Lessons from Joejuan Williams

joejuan williams
There are five lessons to be learned from Joejuan Williams’ money mastery. He lives off 10% of his multimillion-dollar income, and I’m not sure I’ve ever been more proud of a stranger. Learn good habits early Joejuan Williams credits a finance course he took in high school that helped him form his good practices as a millionaire. He learned about 401(k) plans, certificates of deposits,...
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Using a Prepaid Card: 5 Reasons You Should

using a prepaid card
Using a prepaid card has changed the way I handle money. They are safe alternatives to your bank-provided debit card, and you can use them virtually anywhere. In the past, most of the people using prepaid cards were those who didn’t have traditional bank accounts, due to lack of access or funds for fees, or because they couldn’t qualify for a credit card due to low credit scores. This...
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Don’t Forget About These Personal Budget Categories

personal budget categories
It’s the end of the year which means it’s the perfect time for you to be thinking about your budget. And before you firm up your budget, there are a few budget categories you should forget that are often forgotten. So before you’ve pressed “save” and dust your hands off, make sure you’ve included these personal budget categories: Entertainment Expenses Going out for dinner with friends...
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What You Don’t Know About Pre-Paid Phone Plans

Pre-Paid Phone Plans, cellphone
In a world full of expensive smart phones, being “grandfathered in” to unlimited data plans, and outrageous competition between cellular networks, there’s a tiny subset of underdogs that’s slowly growing in popularity. These underdogs are a little something called pre-paid phone plans. You might not know this but pre-paid phone plans are becoming increasingly popular for a number of reasons....
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