Can Paying Your Bills on Time Increase Credit?

paying bills on time
Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to understand why paying your bills on time works to improve your FICO scores and earn you access to more credit. Learn To Think Like A Lender Many people are mystified by their credit–they don’t understand what makes their FICO scores rise or fall, and...
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What Are the Benefits of Increasing Your Credit Line?

What Are the Benefits of Increasing Your Credit Line
What are the benefits of increasing your credit line? It might seem to go against some of the current prevailing advice about credit–use less credit, not more and reduce your credit card balances below 50 percent or better. For many, the idea of increasing your credit line seems counter-intuitive because the idea is to avoid spending more. But increasing your credit line can actually help your...
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Are You Making These Credit Mistakes?

Credit mistakes
How many credit mistakes have I made in my life? Plenty. Missed payments, continued missed payments, not monitoring my credit, carrying balances that are too high…fixing all that can feel daunting at first. In fact, it can feel like an unattainable goal but I learned to ignore that feeling and press on. Are you making credit mistakes that can cost you more money than you should be paying? There...
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How to Buy a House With Bad Credit

Bad Credit Home Loans
Do you need to know how to buy a house with bad credit home loans? The first thing you should realize is that credit is a very important area when it comes to home loan approval. If you need to buy a home with less than stellar credit, the first thing you will want to do is begin improving your credit. We’ll look at how to do this below, but first, let’s explore the options for bad credit home...
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