Are You Making These Credit Mistakes?

Credit mistakes
How many credit mistakes have I made in my life? Plenty. Missed payments, continued missed payments, not monitoring my credit, carrying balances that are too high…fixing all that can feel daunting at first. In fact, it can feel like an unattainable goal but I learned to ignore that feeling and press on. Are you making credit mistakes that can cost you more money than you should be paying? There...
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Will Multiple Credit Cards Hurt Your Credit Score?

multiple credit cards
Your credit score won’t go down just for having multiple credit cards. It all depends on how many you have and how you use them. Credit card debt is on your credit report as revolving debt. Revolving debt means the balance can be carried over from month to month. Important factors in evaluating revolving debt are the age of the account, payment timeliness, and utilization rate. Additionally,...
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