Are You Making These Credit Mistakes?

Credit mistakes
How many credit mistakes have I made in my life? Plenty. Missed payments, continued missed payments, not monitoring my credit, carrying balances that are too high…fixing all that can feel daunting at first. In fact, it can feel like an unattainable goal but I learned to ignore that feeling and press on. Are you making credit mistakes that can cost you more money than you should be paying? There...
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How to Avoid Hidden Fees

how to avoid hidden fees
Do you need to learn how to avoid hidden fees? They are the bane of the consumer’s existence, and many of the fees you need to avoid require you to think more like a small business entrepreneur than a regular consumer. What does this mean? Basically, by looking at your purchases, service contracts, rental agreements, and other areas as a business owner with low margins, you start to look for ways...
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How Procrastination Can Save And Cost Money

procrastination costs
How does procrastination save money? It sounds like a pretty absurd concept compared to the question of how procrastination costs money. And it’s true that in many cases, looking to procrastination to help you save is a truly dumb idea unless you are not talking about blowing off your financial commitments in favor of staying liquid in a financial sense. How Procrastination Can Help You Save No-spend...
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Will Multiple Credit Cards Hurt Your Credit Score?

multiple credit cards
Your credit score won’t go down just for having multiple credit cards. It all depends on how many you have and how you use them. Credit card debt is on your credit report as revolving debt. Revolving debt means the balance can be carried over from month to month. Important factors in evaluating revolving debt are the age of the account, payment timeliness, and utilization rate. Additionally,...
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Problems With Moving to a Cashless Society

cashless society
Swipe it, tap it, Apple it — do we even know what cash looks like? I honestly can’t remember the last time I pulled out a good ol’ fashioned $20 bill to pay for something. Usually, I just tap my card and go along my merry way. But, what are the problems with moving to a cashless society? Overspending Overspending is probably the numero uno of the problems with moving to a cashless society. Look,...
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