Stop Living Paycheck to Paycheck

paycheck to paycheck
You’ve decided to stop living paycheck to paycheck, and now you have work to do. Money doesn’t magically stretch to cover all of your expenses because you need more time. You have to make it fight for you. *Contains Affiliate Links* Change Your Mind The first step in getting out of the paycheck-to-paycheck cycle is to consider your thoughts about money. Do you see more money as the answer...
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Budget Management: How to Stick to Your Budget

how to stick to your budget
Now that you’ve determined which budget might work, you have to learn how to stick to it. Using the budget and being steady is the only way it will work. Unfortunately, consistency is the hardest part of budgeting. The number of families with a budget has declined since last year. Here are a few ways to maintain the habit and make budgeting easier. Be Realistic When budgeting, make sure you...
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Budget Management: How to Pick the Right Budget For You

budget management
It’s not easy to pick the right budget, and it’s not a one-size-fits-all experience. Your circumstances and goals are specific to you, and your budget should be too. With so many options out there, from envelopes to percentages, it can be hard to figure out what’s best for your situation. Generally speaking, a budget will show your income and expenses and the difference between the two....
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Here’s How to Have a Merry Christmas on a Budget

Christmas on a budget
As the holiday season inches toward us, chances are our bank accounts are feeling a little bit of pre-holiday spending pain. There’s the decorations, the food, the celebrations, and the presents. Christmas can add up really fast.
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