Roundup of Budget Tips

Budgeting is tough and there’s a plethora of advice available online about the various options on the table. The problem is not all this advice is good advice. This article is going to take a look at some of the best guides for budgeting in various scenarios, so you can make big changes to your financial life.

  1. 7 Budgeting Tips to Help You Save

This American Express article is ideal for the saver that’s just getting started. It will teach you about getting into the mindset of saving and what you need to do to avoid letting your spending get out of control.

It’s an excellent beginning to your savings venture and will even provide you some advice on how to make the most of both bank accounts and credit cards.

  1. 5 Crucial Budgeting Tips for When You Have Little Money

Not every budgeting article is right for everyone. Maybe you’re starting at the very bottom and working your way up? If so, then this is the guide for you.

It’s designed for those who’re starting out with nothing, and even those who’re already in debt. It will teach you how to make a plan and how to make some simple changes to your life so you can start to save even a small amount.

  1. How Can I Keep Track of My Money?

One of the most common pieces of advice you’ll receive is that you need to track your incomings and outgoings. It’s good advice but there are so many people who simply don’t know how to do it. If you read this article, you’ll get a comprehensive guide to the various tools and apps that can help you track your money.

As expected, a significant part of the article focuses on the Mint app. However, the writer does offer some useful alternatives if you need something else.

  1. Increase Your Cashflow Using 3 Smart Budgeting Tips

The number one reason why people run into financial trouble is the lack of cash flow. They might have the capacity to pay their bills but they need time for their income to flow through. Without cash flow, you’re bound to run into huge financial issues.

This article provides you with three easy tips for enhancing your cash flow and ensuring you don’t suddenly run out of money. It’s not just about budgeting, it’s about budgeting for a specific purpose, which is why this article is a must-read.

  1.     How to Negotiate Better Insurance Rates

Most people think that insurance premiums are set in stone. That is not always true. There are various ways to get lower rates and sometimes all you need to do is ask.  Find out what reasons they give discounts for. One of the more popular ways is to combine other types of insurance policies to receive these discounts.

Another idea to save money on insurance costs is to review your current plans. Most people as they age up tend to carry more insurance than what they really need. So review those policies and see how you can save money.

  1. Dave Ramsey’s 5 Budgeting Tips for Small Business Owner

Finally, there’s more to budgeting than just personal finance. The same skills you’ll take from budgeting for a home can be applied to a business, but with a number of key changes.

Dave Ramsey is a well-known personal finance guru operating in the United States. In this guide, he departs from standard personal finance advice and moves towards helping out entrepreneurs. This advice is specifically targeted at entrepreneurs who have started a venture for the first time and whom also have to continue to run a household.

It is laser targeted advice that’s helping people begin their ventures without losing control of finances at home.

Last Word – Getting Help with Your Personal Finances

The reality is that more and more people are struggling to deal with their finances. These five articles cover all the bases and ensure that you can get started in business, in your home, and with the newest tracking technology. In short, it’s time to take control of your finances today and these five articles represent a tremendous starting point for your education.

Do you have any other great guides for budgeting better?

 

Join our newsletter

If you like Critical Financial, subscribe and get our latest content via email.

Powered by ConvertKit

Share this post:

Recent Posts

Leave a Comment

*

May the 4th Be with You: Star Wars Swag on Amazon

May the 4th Be With You: Star Wars Day Swag

It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still... more →
People count the money to buy a house in future success.

Avoiding Mortgage Scams: Don’t Fall for Unreasonable Promises

If it sounds too good to be true, it probably is. That’s sound advice for almost all aspects of life, including the search for... more →
Eat for free for a whole month via the meal kit companies discounts for new customers.

How To Get a Month of Free Food: 9 Meal Kit Companies Offering Discounts to New Customers

Play your cards right and you might be able to line up a month’s worth of free meals if you were to try out all nine of the meal... more →
Generate extra cashflow -- here are 97 ways.

96 Awesome Ways to Generate Extra Cashflow

Who doesn’t want more money nowadays? We’ve got you covered on that front. Here comes a long list of different ideas on... more →
Valentine's Day gifts that won't destroy your budget

Valentine’s Day Crafts Are Romantic Rescue from Crazy Inflation

Fall for the hype this week and you’re out an average of $143.56 for Valentine’s Day. Crafts and other do-it-yourself tactics... more →

Ultimate Guide to Bitcoin — FREE Ebook!

Have we got something for you: a free ebook about bitcoin! more →
Get a flu vaccine.

Why You Need To Get a Flu Vaccine Right Now

Flu vaccines aren’t just for the elderly  anymore. Here are 25 reasons you should go get vaccinated. more →
Financially successful

Acquire the Trait All Financially Successful People Have

Financially successful people tend to all have a lot of self-discipline. Improving your discipline in one area of your life often spills... more →

What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which... more →
New tax law might slow down housing market.

What Will the New Tax Law Do to the Housing Market?

The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest... more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today. more →
Will bitcoin reach $100,000?

When Will Bitcoin Reach $100,000?

Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch... more →
The Dow Jones topped 24,000 -- now what?

The Dow Jones Crossed the 24,000 Threshold. Now What?

Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is... more →
Peer mortgage

Should You Get a Peer-to-Peer Mortgage?

If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage. more →
Investment gifting is awesome.

4 Things To Know Before You Donate an Investment

While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things... more →
Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?

What’s the Relationship Between the Stock Market and Federal Debt?

Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true,... more →
The Internet | Our Last Tie To The Freedom

The Internet | Our Last Tie To The Freedoms We Claimed In 1776

There’s no question that many of the freedoms that we enjoyed as Americans 20 or 30 years ago have gradually eroded. Heightened fear... more →