What It Takes To Get A Mortgage When You’re Self-Employed
What it takes to get a mortgage is tough these days, but it’s even more complicated – and frustrating – when you’re self-employed.
more →
more →
Can an Employer Hold Your Last Paycheck?
If you’ve recently left your job, you may be wondering if an employer can hold your last paycheck. Based on federal law, the answer is... more →
Fact Check Finance: Should Housing Costs be 30 Percent of Your Gross Income?
The unwritten rule is that your housing costs should not exceed 30 percent (sometimes 28 percent) of your gross income. Historically, expenses... more →
4 Reasons College Should be Free
College should be free. A degree is so widely touted as necessary for a successful life, yet it can be wildly overpriced and unattainable. Here... more →
How to Pay Off Student Loans Fast
Most people are shocked that it took five years to pay off my student loans. That timeframe was unusually short, and it took a lot of creativity... more →
How to Prepare for Financial Independence
We each want to have financial independence in our unique way. Some want to quit working at age 40. Others just want to retire at some point... more →
Should You Loan Money to Family?
Deciding whether to loan money to family is an increasingly common predicament. It may be a more regular occurrence for parents as more millennials... more →
You Might Need a Home Warranty
If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save... more →
Cost Comparison: Home Care vs Assisted Living
When comparing the costs of home care versus assisted living, you have to be realistic. Preparing to care for an elderly loved one can be... more →
Swiss Bank Accounts for Non-Residents
Swiss bank accounts for non-residents are the stuff of legends. Commonly, they are associated with Bond movies or tall tales of kingpin dealings.... more →
5 Best Items to Buy at Sam’s Club
Buying in bulk at Sam’s Club is excellent for efficient shoppers. I like to stock up on non-perishable goods quarterly. I save so much... more →
Fact Check Finance: Wait to Invest Until You Pay Off Your Debt
Dave Ramsey recommends that you wait to invest until after all of your consumer debt is paid off except for your mortgage. I understand the... more →
Will Multiple Credit Cards Hurt Your Credit Score?
Your credit score won’t go down just for having multiple credit cards. It all depends on how many you have and how you use them. Credit... more →
Why You Should Always Claim Your Share of a Settlement
You should always submit your claim in a settlement if you’re eligible. The earnest reason is something terrible happened with your information... more →
How to Track Your Net Worth
When it comes to gauging your wealth, the best indicator is your net worth. Imagine if your budget is your arrow, then your net worth is your... more →
Budget Management: How to Stick to Your Budget
Now that you’ve determined which budget might work, you have to learn how to stick to it. Using the budget and being steady is the only... more →
Fact Check Finance: Skipping Your Morning Coffee Will Make You a Millionaire
Will skipping your morning coffee make you a millionaire? Personal finance pundits love to tell people to give up what they love to become millionaires.... more →
Using a Prepaid Card: 5 Reasons You Should
Using a prepaid card has changed the way I handle money. They are safe alternatives to your bank-provided debit card, and you can use them virtually... more →
Looking for a Free Personal Finance App? Here Are 4
*Disclosure: One or more of the links below are affiliate links, and I might receive a commission at no cost to you if you sign up.* Personal... more →
My Review: SAVVI Financial
I had the opportunity to try out SAVVI Financial. At first glance, it seems like another budgeting tool or net worth tracker. It is neither... more →
How to Invest Like Warren Buffet
When Warren Buffet gives you advice on how to invest, you listen. Also known as the Oracle of Omaha, he is one of the most famous investors... more →