The unwritten rule is that your housing costs should not exceed 30 percent (sometimes 28 percent) of your gross income. Historically, expenses... more →

College should be free. A degree is so widely touted as necessary for a successful life, yet it can be wildly overpriced and unattainable. Here... more →

Most people are shocked that it took five years to pay off my student loans. That timeframe was unusually short, and it took a lot of creativity... more →

We each want to have financial independence in our unique way. Some want to quit working at age 40. Others just want to retire at some point... more →

Deciding whether to loan money to family is an increasingly common predicament. It may be a more regular occurrence for parents as more millennials... more →

If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save... more →

When comparing the costs of home care versus assisted living, you have to be realistic. Preparing to care for an elderly loved one can be... more →

Swiss bank accounts for non-residents are the stuff of legends. Commonly, they are associated with Bond movies or tall tales of kingpin dealings.... more →

Buying in bulk at Sam’s Club is excellent for efficient shoppers. I like to stock up on non-perishable goods quarterly. I save so much... more →

Dave Ramsey recommends that you wait to invest until after all of your consumer debt is paid off except for your mortgage. I understand the... more →

Your credit score won’t go down just for having multiple credit cards. It all depends on how many you have and how you use them. Credit... more →

You should always submit your claim in a settlement if you’re eligible. The earnest reason is something terrible happened with your information... more →

When it comes to gauging your wealth, the best indicator is your net worth. Imagine if your budget is your arrow, then your net worth is your... more →

Now that you’ve determined which budget might work, you have to learn how to stick to it. Using the budget and being steady is the only... more →

Will skipping your morning coffee make you a millionaire? Personal finance pundits love to tell people to give up what they love to become millionaires.... more →

Using a prepaid card has changed the way I handle money. They are safe alternatives to your bank-provided debit card, and you can use them virtually... more →

*Disclosure: One or more of the links below are affiliate links, and I might receive a commission at no cost to you if you sign up.* Personal... more →

I had the opportunity to try out SAVVI Financial. At first glance, it seems like another budgeting tool or net worth tracker. It is neither... more →

When Warren Buffet gives you advice on how to invest, you listen. Also known as the Oracle of Omaha, he is one of the most famous investors... more →

The Federal Reserve says that 40% of American adults have less than $400 in savings. To change the narrative, I challenge you to save $500 by... more →