While we all know the benefits of saving money and having an emergency fund, sadly, more than half of Americans would be unable to deal with a $1000 emergency. So if disaster strikes, most people would be unable to deal with it, financially. This disaster could be anything from a car accident, the loss of a job or anything in between.
Dealing with this sort of problem is relatively common and seemingly everyone has gone through a similar situation at one time or another. In order to help you out if you find yourself in that situation, we have decided to come up with a couple of quick and easy ways to get cash fast.
Sell Some Items
If you are like most people, you likely have a lot more things around your house or apartment than you need. Instead of letting it continue to collect dust, why not sell it for some extra cash? Everything from clothing, to furniture, to electronics and more can all be sold to willing buyers in your local area.
There are a couple of different ways you can go about selling your items. Of course, you can have a traditional garage sale, or you can take to the internet. Sites like eBay and craigslist have thousands and thousands of listings, and you can sell virtually anything you’d like, to get that quick cash that you have been needing.
Get a Payday Loan
There are few quicker ways out there to get some cash than to get a payday loan. Your city or town will likely have numerous businesses that can offer customers loans of varying amounts within only a few minutes.
However, many of these locations might have unfair interest rates or predatory practices, so you need to do your research and find out which ones are good and which should be avoided. You should be sure to look for some up to date reviews of payday lenders located throughout the US before making a choice. Also, don’t forget about online lenders, as they can be very helpful as well.
Participate in the Sharing Economy
While you might not know exactly what the sharing economy is, there is a good chance you have already participated in it. Essentially, it is an economic model in which people provide and share access to goods via a community based platform. Everytime you call an Uber or stay at an AirBNB, you are a customer and participant of the sharing economy.
So instead of being a customer, why not be a provider. There are plenty of ways to make money and get involved with the sharing economy to get yourself some extra money. Whether you want to drive with Uber or rent out your home or apartment with AirBNB. The sharing economy is expected to grow rapidly in the future, so there is no better time to get involved.
Look for Odd Jobs
No matter where you live, there is a good chance that people need some help with some things. Whether people need snow shoveled, lawns cut, home renovations, or anything else; there are ample opportunities for work if you have the right skillset.
Websites like craigslist, Taskrabbit and many others will likely have dozens (if not more) listings of people looking for individuals to do some work. While the work might not always be prestigious and they might not be offering a boatload of cash, there is definitely money to be made by doing these odd jobs. Who knows, if you do enough of them and get comfortable enough to start doing odd jobs as a side gig.