How to Get the Life Insurance You Want Through Health IQ

Are you looking for personalized life insurance that offers your family the exact protections you want? You can find a way to select specific aspects of your coverage beyond the options that your policy offers. Insurance riders are additional provisions you can purchase to tailor your policy to offer you the peace of mind you seek. For example, you can add nursing home coverage with a long-term care rider, specify a term conversion option, or opt for an accelerated death benefit, which will pay out a portion of your policy’s death benefit to you if you are diagnosed with a terminal illness.

The correct riders can enhance your insurance in powerful ways, but many people may not know much about the riders available. Slightly more than half (55 percent) of people who took a Health IQ survey understood that a rider can protect them against changes in their health situation. You can test your understanding of life insurance riders compared to the general population by taking a short quiz from Health IQ.

Health IQ is a life insurance agency that offers special rates for people who are health-conscious individuals in a manner similar to the way that many auto insurance companies offer special rates to good drivers. Health IQ has developed some distinctive underwriting practices that help them identify people who are truly committed to a healthy lifestyle and reward them with insurance savings. Visit the Health IQ website and explore the in-depth FAQ section to learn more about these rates and become better informed about life insurance.

Save More Money in 2018

Coins 1523383 1920

Subscribe and join the worldwide 52-week money challenge! Get the tools you need right to your inbox.

We won't send you spam. Unsubscribe at any time. Powered by ConvertKit

Share this post:

Recent Posts

Leave a Comment

*

Valentine's Day gifts that won't destroy your budget

Valentine’s Day Crafts Are Romantic Rescue from Crazy Inflation

Fall for the hype this week and you’re out an average of $143.56 for Valentine’s Day. Crafts and other do-it-yourself tactics... more →

Ultimate Guide to Bitcoin — FREE Ebook!

Have we got something for you: a free ebook about bitcoin! more →
Get a flu vaccine.

Why You Need To Get a Flu Vaccine Right Now

Flu vaccines aren’t just for the elderly  anymore. Here are 25 reasons you should go get vaccinated. more →
Financially successful

Acquire the Trait All Financially Successful People Have

Financially successful people tend to all have a lot of self-discipline. Improving your discipline in one area of your life often spills... more →

What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which... more →
New tax law might slow down housing market.

What Will the New Tax Law Do to the Housing Market?

The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest... more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today. more →
Will bitcoin reach $100,000?

When Will Bitcoin Reach $100,000?

Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch... more →
The Dow Jones topped 24,000 -- now what?

The Dow Jones Crossed the 24,000 Threshold. Now What?

Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is... more →
Peer mortgage

Should You Get a Peer-to-Peer Mortgage?

If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage. more →
Investment gifting is awesome.

4 Things To Know Before You Donate an Investment

While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things... more →
Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?

What’s the Relationship Between the Stock Market and Federal Debt?

Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true,... more →
Increase Your Profits, social media

Increase Your Profits By Using Social Media Networks When Making Investment Decisions

Once you get past the typical chatter about social media networks—it’s a fad that will pass, everyone thinks that they are interesting... more →