Free Google Personal Finance Templates to Help Save Money

We are closing in on the midway mark of 2017, if you have not started your financial resolutions it is not too late. We know dealing with your finances can be a dry task, especially if you do not have the right tools. If you are a regular Google Docs user these templates will help you keep up with your finances. We found a few that are easy to use and keep all your data organized.

images (1)

Before you dive into your personal finance template you want to make sure you have a record of all your income and expenses. Most of us are good with remembering the big things like salary and rent, but for those small transactions, your bank should be able to provide you with the figures you need.

Small transactions are a silent killer.

If you were to ask yourself why most budgets and plans fail, one of the main reasons would probably be because of small transactions. Most of us do not pay attention to the $3.45 charge from the gas station on payday, and after a few trips here and there your balance has dropped. Luckily there are a few Google personal finance templates that are able to help you corral all of your small transactions.

For example, this template by 20 Something Finance, has a thorough list that includes everything. It has cells for entertainment, water & sewer, miscellaneous media and much more. The small things like the bouquet of flowers you sent your partner earlier in the month or the dinner you had with your friend from college, all of them have a place on your Google personal finance template.

To use this template specifically you want to make a copy of the original and save it to your Google Drive. After you save the template you will be able to fill in the cells that apply to your personal finances.

What about that credit card situation?

financial statement with calculator and pen

A study on 2016 debt, conducted by NerdWallet, found that on average U.S. households have roughly $135,000 worth of debt. From that figure, about $17,000 comes from credit cards. If you fall in the hole with your credit debt you will be able to pull yourself out of it, but if you have the tools to circumvent the hole completely, why not use them?

Lucky for you there are Google personal finance templates for that, as well. Most of the stuff you will find are credit repayment calculators, like this one. If you have multiple credit cards there is a template that is able to handle all of them for you. So, if you are getting swamped by your five credit cards you have a template that can keep everything in order.

Alas, everything cannot be free…for the most part.

If you had the time – and quite frankly the patience – to scour the internet for free Google personal finance templates, you could find all the templates you need. However, we know that your time is valuable, so we also found a website that offers a wide selection of Google templates that you are able to use for free. But, it is only for a monthly trial, after you are able to purchase the service by choosing one of the monthly plans. They are relatively low, but it is slightly ironic to spend money trying to save money.

Join our newsletter

If you like Critical Financial, subscribe and get our latest content via email.

Powered by ConvertKit

Share this post:

Recent Posts

Leave a Comment


May the 4th Be with You: Star Wars Swag on Amazon

May the 4th Be With You: Star Wars Day Swag

It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still... more →
People count the money to buy a house in future success.

Avoiding Mortgage Scams: Don’t Fall for Unreasonable Promises

If it sounds too good to be true, it probably is. That’s sound advice for almost all aspects of life, including the search for... more →
Eat for free for a whole month via the meal kit companies discounts for new customers.

How To Get a Month of Free Food: 9 Meal Kit Companies Offering Discounts to New Customers

Play your cards right and you might be able to line up a month’s worth of free meals if you were to try out all nine of the meal... more →
Generate extra cashflow -- here are 97 ways.

96 Awesome Ways to Generate Extra Cashflow

Who doesn’t want more money nowadays? We’ve got you covered on that front. Here comes a long list of different ideas on... more →
Valentine's Day gifts that won't destroy your budget

Valentine’s Day Crafts Are Romantic Rescue from Crazy Inflation

Fall for the hype this week and you’re out an average of $143.56 for Valentine’s Day. Crafts and other do-it-yourself tactics... more →

Ultimate Guide to Bitcoin — FREE Ebook!

Have we got something for you: a free ebook about bitcoin! more →
Get a flu vaccine.

Why You Need To Get a Flu Vaccine Right Now

Flu vaccines aren’t just for the elderly  anymore. Here are 25 reasons you should go get vaccinated. more →
Financially successful

Acquire the Trait All Financially Successful People Have

Financially successful people tend to all have a lot of self-discipline. Improving your discipline in one area of your life often spills... more →

What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which... more →
New tax law might slow down housing market.

What Will the New Tax Law Do to the Housing Market?

The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest... more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today. more →
Will bitcoin reach $100,000?

When Will Bitcoin Reach $100,000?

Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch... more →
The Dow Jones topped 24,000 -- now what?

The Dow Jones Crossed the 24,000 Threshold. Now What?

Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is... more →
Peer mortgage

Should You Get a Peer-to-Peer Mortgage?

If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage. more →
Investment gifting is awesome.

4 Things To Know Before You Donate an Investment

While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things... more →
Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?

What’s the Relationship Between the Stock Market and Federal Debt?

Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true,... more →
Death Tax

Death Tax | Are The Amount Of Taxes Paid Causing Private Industry To Shrink?

Photo Credit: The ongoing battle on Capitol Hill over the rate and extent of the inheritance and estate... more →