Fact Check Finance: Skipping Your Morning Coffee Will Make You a Millionaire
Will skipping your morning coffee make you a millionaire? Personal finance pundits love to tell people to give up what they love to become millionaires. One of the more popular soapbox sermons says that you are throwing money away on a daily cup of joe. If you saved it instead, it would make all the difference in your future.
How to be a Millionaire
Before I give my thoughts, let’s dissect the...
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What To Do When You Have a Bad 401(k) Plan
More than a few employers have a bad 401(k) plan. Even if the company is generally a good place to work, it’s a fact of life that the retirement plan isn’t always a top priority for management. Some employers actually have excellent 401(k) plans, but it’s probably closer to the truth that the majority have nothing better than a “me too plan” that exists primarily for the purpose of being...
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Meet The Government Sponsored Retirement Account-MyRA
The Following is a guest post from Richard Dedor. Richard is a national motivational speaker, personal coach and author, writing is just one way Richard devotes his time to changing the world. Richard’s work has appeared in Sports ‘n Spokes magazine, RSI Magazine, The Liberty Press, and multiple online publications dedicated to personal development and motivation. He has also been a contributor...
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Why You Need A Self-Directed IRA | An Artist’s Rendering
Disclaimer: This is a fictitious depiction of actual events, it is strictly the opinion of Critical Financial and is meant to educate on the subject of Self-directed IRA’s.
There is currently $5.7 Trillion held in IRA accounts in the U.S. That is nearly 1/3 of the national deficit held in money markets, stocks, bonds, mutual funds and all covered under the tax shelter of Roth and Traditional...
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The Skinny On Self Directed IRA’s
Never heard of a self-directed IRA, you’re in good company. After all, only 2% of the U.S. population has taken the time to open their own Self-directed IRA. Shhhhhh, the big boys on Wall street don’t want you to know you can invest in things other than those assets peddled in lower Manhattan. That’s right, rarely, if ever has there been an advertisement from custodians trying...
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