How Banking is Becoming More Accessible

Almost 25 years ago, Bill Gates referred to traditional banks as “dinosaurs,” and predicted that technology companies will trigger dramatic change in the financial industry. However, the evolution is taking much longer than anticipated. The evolution today is less focused on the replacement of established banks, but more on enhancing how banks interact with clients, and what services they offer. Modern...
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Get Serious About Consumer Debt: 5 Ways You Can Take a Positive Step Towards Eliminating the Bad Debt Accounts in Your Records

It doesn’t take an expert to divine that bad debt is a burden, not only to the liable individuals but also their credit providers. According to the quarterly report released by the Federal Reserve Bank of New York in August, total consumer debts hit a record $12.8 trillion, surpassing the 2008 peak of $12.7 trillion. Heavy indebtedness causes financial stress and leads to delinquencies, which in...
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Currency Scalping – Is it a Viable Trade?

Currency basically refers to a global foreign exchange market where currencies from the global community are brought and then sold for a profit. Currency scalping is a trade in which a trader looks to buy a currency pair for a very short time period, usually for a few minutes, and then sell it for a profit. The basic aim of a Currency scalper is to make lots of trades at once and make little profits...
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Small Business Insurance Basics

You might one of those business people who refuse to get an insurance for your business because you think that it will cost you too much. Technically, getting an insurance for your small business is costly. However, if you allow your business to stay unprotective that will cost you more than what you should pay for your insurance. Small Businesses that were wrecked by uncertain circumstances failed...
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How To Save Money While Traveling

What if you could take an extravagant trip to that lush Oceanic island, and save money while you are there? It can be done it may seem impossible, at first, but saving money while traveling can be done. There are a few loopholes and corners that you have to exploit, however, you will save and sanity in the end.Relaxing and vacation just go together like a peanut butter and jelly sandwich. For most...
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What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which... more →
New tax law might slow down housing market.

What Will the New Tax Law Do to the Housing Market?

The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest... more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today. more →
Will bitcoin reach $100,000?

When Will Bitcoin Reach $100,000?

Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch... more →
The Dow Jones topped 24,000 -- now what?

The Dow Jones Crossed the 24,000 Threshold. Now What?

Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is... more →
Peer mortgage

Should You Get a Peer-to-Peer Mortgage?

If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage. more →
Investment gifting is awesome.

4 Things To Know Before You Donate an Investment

While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things... more →
Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?

What’s the Relationship Between the Stock Market and Federal Debt?

Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true,... more →
Real Estate Rewind, housing crisis

Real Estate Rewind | When All the Bubble Trouble Started

Real estate used to be what many regarded as their best investment.  A cash cow which could be used as a safety net in a time of financial... more →