The Benefits of NOT Having a Smartphone

smartphone, not having a phone, digital detox
According to the Pew Research Center, nearly two-thirds of US citizens have a smartphone. But what about the other third? Are they too poor to afford such a device? Or are they wise enough not to get one? In this article, we’ll explore the (many?) benefits of not having a smartphone. And yes, this is ironic if you’re viewing this post on a smartphone right now. Benefit Number One The ability...
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How to Make Bike Commuting Even Easier Than Driving

biking to work, bike commuting, alternative to driving
I’ve been in love with bike commuting for years now. At one point, my commute was 19-miles per day. I’ll admit, that was a little ridiculous. It was a great workout but it took too much time out of my day. However, I’d definitely encourage anyone to commute via bike up to 15 miles. When I first started commuting by bike, I just jumped on my bike one day and took off down the street....
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The Financial Perks of Getting Married

perks of marriage, getting married, financial perks
Love. Love comes first and foremost. It’s more important than anything I’m writing about in this post. But this is a financial blog. We gotta talk about the financial aspects of getting married. Talking about money may not be romantic but it is important. Money-related fights are the number one reason for divorce. Statistically, it’s important to know about these benefits. Getting...
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Do you really need an emergency fund?

Do you really need an emergency fund?
If you’ve been around the personal finance blogosphere for more than a day, you’ve read about emergency funds. I haven’t written about emergency funds until because I thought they had already been covered to death. But what hasn’t been covered to death is the why. Most people write about how an emergency fund is just something you need. “Emergencies happen” they say. This explanation has...
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What Are The Opportunity Costs Of Staying At A Job You Dislike?

Opportunity Costs Of Staying At A Job, love your job, career
I went on a guided fishing trip in Florida last winter and our guide, Larry was one of the best saltwater fishing guides I have ever met, and he happened to leave an impression on me.  It wasn’t necessarily his proficiency at locating fish, although we did happen to land a couple big ones.  It wasn’t his ability to make our ride and experience enjoyable, but I have no complaints there....
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