The Benefits of NOT Having a Smartphone

smartphone, not having a phone, digital detox
According to the Pew Research Center, nearly two-thirds of US citizens have a smartphone. But what about the other third? Are they too poor to afford such a device? Or are they wise enough not to get one? In this article, we’ll explore the (many?) benefits of not having a smartphone. And yes, this is ironic if you’re viewing this post on a smartphone right now. Benefit Number One The ability...
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How to Make Bike Commuting Even Easier Than Driving

biking to work, bike commuting, alternative to driving
I’ve been in love with bike commuting for years now. At one point, my commute was 19-miles per day. I’ll admit, that was a little ridiculous. It was a great workout but it took too much time out of my day. However, I’d definitely encourage anyone to commute via bike up to 15 miles. When I first started commuting by bike, I just jumped on my bike one day and took off down the street....
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The Financial Perks of Getting Married

perks of marriage, getting married, financial perks
Love. Love comes first and foremost. It’s more important than anything I’m writing about in this post. But this is a financial blog. We gotta talk about the financial aspects of getting married. Talking about money may not be romantic but it is important. Money-related fights are the number one reason for divorce. Statistically, it’s important to know about these benefits. Getting...
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Do you really need an emergency fund?

Do you really need an emergency fund?
If you’ve been around the personal finance blogosphere for more than a day, you’ve read about emergency funds. I haven’t written about emergency funds until because I thought they had already been covered to death. But what hasn’t been covered to death is the why. Most people write about how an emergency fund is just something you need. “Emergencies happen” they say. This explanation has...
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What Are The Opportunity Costs Of Staying At A Job You Dislike?

Opportunity Costs Of Staying At A Job, love your job, career
I went on a guided fishing trip in Florida last winter and our guide, Larry was one of the best saltwater fishing guides I have ever met, and he happened to leave an impression on me.  It wasn’t necessarily his proficiency at locating fish, although we did happen to land a couple big ones.  It wasn’t his ability to make our ride and experience enjoyable, but I have no complaints there....
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What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which... more →
New tax law might slow down housing market.

What Will the New Tax Law Do to the Housing Market?

The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest... more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today. more →
Will bitcoin reach $100,000?

When Will Bitcoin Reach $100,000?

Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch... more →
The Dow Jones topped 24,000 -- now what?

The Dow Jones Crossed the 24,000 Threshold. Now What?

Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is... more →
Peer mortgage

Should You Get a Peer-to-Peer Mortgage?

If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage. more →
Investment gifting is awesome.

4 Things To Know Before You Donate an Investment

While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things... more →
Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?

What’s the Relationship Between the Stock Market and Federal Debt?

Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true,... more →

A New Take On Dinner Time: A Blue Apron Review

One of the hardest decisions a person can make is figuring out what they want to eat for dinner each night. Personally, I live with... more →