Where to Rent When You Have Bad Credit

rent with bad credit
Where to rent when you have bad credit? The biggest misunderstanding people have about this issue is the mistaken assumption that you have ONE credit score, ONE credit report, and ONE set of data that informs all potential landlords or creditors. But the reality is that if you apply for a home loan, your lender will look at credit reports from the three major credit reporting agencies differently...
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How to Maintain Two Homes Efficiently

Many are tempted, but fewer have good ideas starting out how to maintain two homes efficiently. If you’ve ever been tempted to own a second home there are considerations to remember that can help you own and maintain two properties. Before You Buy If you are looking for a second home to purchase and need to buy on a budget, remember that government-backed mortgages such as FHA loans, USDA mortgages,...
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How Does Inflation Affect Purchasing Power?

How Does Inflation Affect Purchasing Power?
How does inflation affect purchasing power? To begin to understand how it works, it helps to know what purchasing power is and how it’s defined. Investopedia defines purchasing power as “the value of a currency expressed in terms of the amount of goods or services that one unit of money can buy.” So when we discuss purchasing power, we aren’t in this context talking about how much money you...
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Do you need to tip a house painter?

When it is time to repaint, is it good etiquette to tip a house painter? Some people are more prone to tip, while others feel the base price should suffice for the work. Which is correct? A lot depends on the context of the work being done. Are you hiring on behalf of your boss? Or are you in need of a contractor or painting professional for your own home? For many service workers, a tip can do wonders...
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When Is the Best Time to Buy Christmas Items

When Is Best Time to Buy Christmas Items
    When is the best time to buy Christmas items? Opinions vary–some are still big believers in Black Friday, the first shopping day after the day of Thanksgiving, as THE day to scoop up bargains where holiday presents and gifts for yourself are concerned. But Black Friday has given way to a host of other sales including Cyber Monday–the all-online discount day, and alternatives...
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