Is a Roth 401(k) Better than a Traditional 401(k)?

roth 401(k)
With retirement planning, there are so many options. Now that there’s increased availability of the Roth 401(k), the question is whether its better than the traditional 401(k). It’s challenging to pinpoint which plan is best. Like most things dealing with money, it depends on your situation. Traditional 401(k) A 401(k) is a retirement investment account that has funds based on stock market...
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What’s the Best Option to Stream Live TV?

streaming live tv
You now have more inexpensive options than ever to stream live TV, but which gives you the most bang for your buck? Depending on your location, you can get a basic cable package between $25 and $45 monthly. For an affordability comparison, I will use $35 before taxes per month for the prices of the various streaming services. I will also take into account the number of channels offered. Hulu + Live...
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3 Reasons You Should Start an Investment Club

investment club
If you and your friends have thought about pooling your resources to create an investment club, then you should go for it. I’ve considered the idea but have, regretfully, failed to execute. Maybe it’s because I didn’t fully understand all of the benefits. Here are three reasons you should start your investment club. Share the Wealth and the Risk To begin with, you have access to...
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3 Reasons Why You Should Write a Book

write a book
Have you ever thought, “I should write a book?” Do you have a lot of opinions and want to share them in a safe space? Perhaps you want to write that bestseller you’ve been sitting on for a decade. Either way, here are three reasons why you should write a book. Writing is Self Care First, expressing your creativity is a form of self-care. You’re working your brain while allowing...
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How to Recession-Proof Your Finances

recession-proof
If you think you can’t recession-proof your finances, then think again. The signs are all there of a looming economic downturn, but you can protect yourself. The key is to start now. What is Your Starting Point? First, you need to review your financial situation. Review all of your accounts, even those you thought you closed but didn’t. Write down your payments, their due dates, and their...
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