Why is spend-down philanthropy increasingly popular?

spend-down philanthropy
Why is spend-down philanthropy increasingly popular? Before we answer the question, let’s define our terms. There are two basic types of charitable organizations and philanthropic concerns. One type is an open-ended, perpetually funded (or perpetually in need of funding) organization. The other is a type of foundation or organization that has funding but must spend it and accomplish their work within...
more →

How Does Inflation Affect Purchasing Power?

How Does Inflation Affect Purchasing Power?
How does inflation affect purchasing power? To begin to understand how it works, it helps to know what purchasing power is and how it’s defined. Investopedia defines purchasing power as “the value of a currency expressed in terms of the amount of goods or services that one unit of money can buy.” So when we discuss purchasing power, we aren’t in this context talking about how much money you...
more →

When Is the Best Time to Buy Christmas Items

When Is Best Time to Buy Christmas Items
    When is the best time to buy Christmas items? Opinions vary–some are still big believers in Black Friday, the first shopping day after the day of Thanksgiving, as THE day to scoop up bargains where holiday presents and gifts for yourself are concerned. But Black Friday has given way to a host of other sales including Cyber Monday–the all-online discount day, and alternatives...
more →

Items You Can Buy in Bulk to Save Money

Do you need a list of items you can buy in bulk to save money? During financially stressful times there are many things you can and probably should purchase in bulk, and some items you might wish to give a second thought to buying in bulk unless you have the proper means to store them. amzn_assoc_placement = "adunit0"; amzn_assoc_search_bar = "true"; amzn_assoc_tracking_id = "criticalfinancial-20"; amzn_assoc_ad_mode...
more →

Are Investing Courses Worth It?

Are investing couses worth it
Are investing courses worth it? Sadly, there is no cut-and-dried answer to this question since much depends on both the quality of the courses as well as the ability of the student to absorb the information. That said, there are some things you can do that will make choosing whether to take an investing class or not easier. amzn_assoc_placement = “adunit0”; amzn_assoc_search_bar = “true”; amzn_assoc_tracking_id...
more →