How to Prepare for Financial Independence

We each want to have financial independence in our unique way. Some want to quit working at age 40. Others just want to retire at some point with a substantial nest egg. Being financially independent is one of my life goals. It won’t happen overnight, and it won’t be easy. What is Financial Independence? The “Financial Independence, Retire Early” (FIRE) journey is increasing...
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Should You Loan Money to Family?

loan money
Deciding whether to loan money to family is an increasingly common predicament. It may be a more regular occurrence for parents as more millennials move back home. However, this can also happen with parents or siblings.¬† What should you do? As with most situations involving your hard-earned money, the answer isn’t a simple yes or no. Before You Loan Money Here are some questions to ask:What...
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You Might Need a Home Warranty

home warranty
If you own a property, you need a home warranty. At first glance, it may seem like just an additional expense. However, it will probably save you more money than you can imagine. What is a Home Warranty? A home warranty is essentially a comprehensive extended warranty for your appliances. You pay a fee coverage you request in an annual payment or monthly payments. If you make a service request, you...
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Cost Comparison: Home Care vs Assisted Living

home care vs assisted living
When comparing the costs of home care versus assisted living, you have to be realistic. Preparing to care for an elderly loved one can be stressful and expensive. There are many details to consider depending on the wants and needs of you and your relative. Home Care Home care may be less expensive than alternatives, but it may be more complex. The 2018 Genworth Cost of Care survey states the national...
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