Here Are Some Easy Ways to Improve Your Productivity at Work

ways to improve productivity
I am constantly looking for ways to improve my productivity. Time is money, at least that’s what they tell me. There are countless ways to improve your productivity at work, but here are a few of my favorites — which are not so coincidentally easy to incorporate. Stop Multitasking I hate to break it to you, but you probably can’t multitask. Very few people have the actual ability to multitask,...
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Set These Personal Financial Goals for the New Year

personal financial goals
Let’s be honest, we could all be better at finances. And by “we could all be better at finances” I clearly mean I could be better at finances. Every year between Christmas and New Years I take time to reflect on the past year and decide what I’m going to do better (and by that I obviously mean what I’m going to try to do better). And I sent some personal financial goals. My Personal Financial...
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5 Things You Should Stop Buying in 2019 To Save Money

things to stop buying to save money
  It’s really easy to let small spending go. A few dollars here, a few dollars there… but we develop bad habits, and our small amounts of money start to really add up. We all know there are some things we spend way too much on, so here are 5 things you should stop buying to save money this year. Lottery and Scratch Tickets Full disclosure: I’m not a huge fan of the lottery. In fact,...
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Find a Savings Challenge for the New Year

savings challenge
The New Year is here and, as always, I’m thinking about finances. Specifically, how to save more money. Saving money can be a challenge, but it might be a tad bit easier if you make a game out of it. Or, the flipside to that is if you have a goal you’re trying to reach. So, why not try out a savings challenge? I’ve scoured the internet and decided on four challenges that are super easy and only...
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The Best Things to Buy After Christmas

Have you ever noticed that after Christmas sales on some things are amazing? While there are a lot of great sales out there, especially during Black Friday, there might be a good reason to wait until January to dish out for specific items. Here are the best things to buy after Christmas. Holiday Decorations After the holiday season stores are itching to unload their holiday decorations so the after...
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Don’t Forget About These Personal Budget Categories

personal budget categories
It’s the end of the year which means it’s the perfect time for you to be thinking about your budget. And before you firm up your budget, there are a few budget categories you should forget that are often forgotten. So before you’ve pressed “save” and dust your hands off, make sure you’ve included these personal budget categories: Entertainment Expenses Going out for dinner with friends...
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How Do You Repair Bad Credit? What You Need to Know

how do you repair bad credit
Credit score. It just makes me shiver to even think about looking at my credit score, knowing I likely have bad credit (or at least less than good credit). Nothing good can ever come of opening boxes that you know should stay closed! Except that your score is important. You need it to do everything from renting an apartment to buying a car. So I guess it’s important we understand what it is and...
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Bad Money Habits You Need To Stop

bad money habits
There are so many bad money habits out there. I’d imagine you could probably name a few of your worst without really putting a lot of thought into it. I have some particularly crappy ones, and while I’ve made a lot of progress on them in the past year or two I still definitely have a ways to go. Since the year is ending and everyone, for the first few weeks anyway, acts like a new year brings...
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5 Cheap Vacation Spots For Your Next Getaway

cheap vacation spots
If you’re looking to use up some last minute vacation days or looking for somewhere to head in the next few trips without breaking the bank, you might have more cheap vacation spots to consider than you think. Whether you’re looking for hot beaches, all-inclusive sun or snow-covered mountains to ski on, we’ve got you covered. Mexico An all-inclusive vacation to Mexico is a great way to spend...
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Earn Some Cash With Easy Christmas Crafts to Make and Sell For Profit

easy Christmas Crafts to Make and Sell For Profit
It’s the thought that counts when it comes to giving away presents… but it sure helps if you can make a little side cash from those thoughts as well. So, in the interest of the thoughtful Christmas season and the equally as important goal of earning a little extra side cash, here are a few easy Christmas crafts you can make and sell for profit!
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Thinking About Moving? Here are 5 Affordable Cities to Live In

affordable cities
The biggest chunk of change from our income typically goes to our housing and general living expenses and if you’re living in a hot stop with high rent, transportation and living expenses than it can be hard to reign in that spending. It might be time to think about moving to one of the more affordable cities in the U.S.
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Rent vs Buy? There Are Benefits for Both

rent vs buy
According to the stats, it would appear that the millennial age group is in the prime years of their life for home ownership. Even so, less than 33 percent of the age group own their own homes. With many opting to rent instead of buy, you might be asking yourself which is the best decision. Rent vs buy? Surprisingly, there are benefits for both.
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Can Being Environmentally Friendly Save You Money?

Being environmentally friendly is very on-trend. As it should be with climate change, high energy costs and our general modern environmental awareness. But I hear mixed reviews on whether making an effort to saving the environment also saves you money.
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Here’s How to Have a Merry Christmas on a Budget

Christmas on a budget
As the holiday season inches toward us, chances are our bank accounts are feeling a little bit of pre-holiday spending pain. There’s the decorations, the food, the celebrations, and the presents. Christmas can add up really fast.
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May the 4th Be With You: Star Wars Day Swag

May the 4th Be with You: Star Wars Swag on Amazon
It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise.
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How To Get a Month of Free Food: 9 Meal Kit Companies Offering Discounts to New Customers

Eat for free for a whole month via the meal kit companies discounts for new customers.
Play your cards right and you might be able to line up a month’s worth of free meals if you were to try out all nine of the meal kit companies offering discounts to new customers.
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96 Awesome Ways to Generate Extra Cashflow

Generate extra cashflow -- here are 97 ways.
Who doesn’t want more money nowadays? We’ve got you covered on that front. Here comes a long list of different ideas on how to generate extra cashflow.
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Valentine’s Day Crafts Are Romantic Rescue from Crazy Inflation

Valentine's Day gifts that won't destroy your budget
Fall for the hype this week and you’re out an average of $143.56 for Valentine’s Day. Crafts and other do-it-yourself tactics can be more romantic and lasting, in addition to keeping you on budget.
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Why You Need To Get a Flu Vaccine Right Now

Get a flu vaccine.
Flu vaccines aren’t just for the elderly  anymore. Here are 25 reasons you should go get vaccinated.
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Acquire the Trait All Financially Successful People Have

Financially successful
Financially successful people tend to all have a lot of self-discipline. Improving your discipline in one area of your life often spills into every other area. With that in mind, here are seven different self-discipline exercises. Try taking one of these on for 30 days and watch as your increased discipline starts to spread toward other areas.
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What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which one is the best free recipe app?
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What Will the New Tax Law Do to the Housing Market?

New tax law might slow down housing market.
The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest and property taxes. 
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4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today.
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When Will Bitcoin Reach $100,000?

Will bitcoin reach $100,000?
Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch for some of the action, you’re not alone.
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The Dow Jones Crossed the 24,000 Threshold. Now What?

The Dow Jones topped 24,000 -- now what?
Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is staying north of its most recent threshold, 24,000.
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Should You Get a Peer-to-Peer Mortgage?

Peer mortgage
If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage.
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4 Things To Know Before You Donate an Investment

Investment gifting is awesome.
While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things to know about this type of giving.
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What’s the Relationship Between the Stock Market and Federal Debt?

Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?
Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true, money might as well grow on trees. But there is a relationship between federal debt and the stock market. Source: Politifact About That Federal Debt The U.S. government’s indebtedness impacts the bond market along with the value of the dollar (as it trades in foreign...
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