How to Save Money Fast

how to save money fast
Sometimes, we need to save money in a pinch. Perhaps there’s something we really want to do like attend Martha’s bachelorette party in Vegas this September, something we want to get like that cute Kate Spade bag that’s being retired after this year, or something we need to unexpectedly replace like the iPad I broke last week (seriously, I did, and cried…). There are times in our life where...
more →

10 Ways to Make $100 a Day

ways to make $100 a day
Looking for a way to make a little extra cash? If you have a tad bit of time to spare and want to exchange it for some cash, then here are some great ways you can make $100 a day.
more →

Skip The Retail Therapy and Relax Without Spending Money

relax without spending money
Honestly, how often have you had one of those moments where you though I deserve this as you were standing in front of a highly over-priced bag eyeing it because you needed a little pick me up? I am all to familiar with that feeling, it’s the main reason why I have a whole shelf full of books with pretty covers that I’ve never read. It’s easy to use “retail therapy” as a method of relaxation....
more →

Have Extra Money This Month? Here’s What You Should Do With It

what to do with extra money
Every once in a while you get a pleasant surprise when you realize you have a tad bit of extra money in your bank account. But before you head out to spend this on your next treat yourself item, there are a few things you should consider doing first!
more →

How to Spend Less: Try These Tips

how to spend less
You don’t necessarily have to make more money to spend less and save more. Spending less starts with changing your overall money spending habits. There are a few small habits that you can start working on now that will help you spend less in the future. Think Before You Buy It’s really easy to see something and need to have it. Just like that you suddenly absolutely must have a brand new, bright...
more →

College Is Expensive. Is It Worth It?

college is expensive
I can tell you all about how expensive it is to go to college today, and I will because that’s the point of this blog post. But the bottom line is college is expensive, so when it comes down to it — is it worth it? How Expensive Is College, Really? Relatively speaking, I’m pretty well-educated. I went to college right after high school and got myself a Bachelors of Communication in Journalism,...
more →

How to Get Started With an Alternative Budget

budget alternative
We talk a lot about budgeting, but the truth is traditional budgets don’t work for everyone. They can be challenging to keep up and maintain, feel stifling and frustrate you more than they make you feel financially secure. Yes, budgets are not for everyone. So let’s talk about an alternative budget. Laying the Foundation for an Alternative Budget Essentially, the alternative budget that I’m...
more →

6 Ways to Potentially Make $10,000

how to make $10000
Before you get really excited, these are not get-rich-quick schemes. If I’m being 100 percent honest with you, I have yet to find one that actually works. Most money is earned the good ol’ fashioned way using hard work (or even just work) and time. That said, I did take a look into a few ways that you could potentially make $10,000. Sell Your Old Stuff Selling stuff is not only a great way to...
more →

Problems With Moving to a Cashless Society

cashless society
Swipe it, tap it, Apple it — do we even know what cash looks like? I honestly can’t remember the last time I pulled out a good ol’ fashioned $20 bill to pay for something. Usually, I just tap my card and go along my merry way. But, what are the problems with moving to a cashless society? Overspending Overspending is probably the numero uno of the problems with moving to a cashless society. Look,...
more →

10 Cheap Valentine’s Day Date Ideas for Under $100

valentines day date ideas
Valentine’s Day — sounds expensive. Seriously, this year American’s are expected to spend $30-billion this year for the occasion. If you’re sweating just thinking about the huge dent that it’s bound to make on your bank account, then I have a great solution for you: cheap Valentine’s Day date ideas. Best part? They’re all under $100 (as long as you spend reasonably). Bowling You remember...
more →

10 Online Side Hustle Ideas to Make Some Cash

online side hustle ideas
Is 2019 the year that you finally start that side hustle you’ve been dreaming of having? Maybe you’re having a tad bit of trouble figuring out what it should be? Fear not, there are plenty of online side hustle ideas out there! Manage Social Media Do you find yourself spending a lot of time on Facebook, Twitter or Instagram? Can you create an amazing Facebook ad or respond to messages with the...
more →

Money Doesn’t Make You Happy But it Gives You Time Freedom

time freedom
We are quick to remind ourselves, and everyone else, that money doesn’t make you happy. While that might be true, money does give you the ability to create your own happiness. And one of those ways that money helps you create your own happiness is its ability to help you gain time freedom. What is Time Freedom? Have you ever notice that no one around you ever seems to have the time. No time for...
more →

The Best Survey Sites You Can Actually Make Money On

best survey sites
Personally, I’m not a big fan of survey websites. I find them to be all talk and no action. And by action, I mean the action of cash going into my bank account. That said, I know there are definitely some people out there that make real cold hard cash. So I decided to do some research and find the best survey sites out there for those of you that are looking to make a little extra moolah. Survey...
more →

The Side Gig Lifestyle: How to Earn More Money

how to earn more money
The side gig economy means that average people like you and I can trade our time and skills, when we’re off the clock, and make a little extra money. This is typically called a side gig or a side hustle, and it’s basically more work (preferably work that you’re passionate about and good at) in exchange for more money. Worldwide people are working their way to a more financially free lifestyle...
more →

You Deserve It – Here’s How to Ask for a Raise at Work

how to ask for a raise at work
  Are you waiting for your boss to notice how hard you’ve been working? We believe if we work hard, get involved and do great work, we’ll earn a raise. And in a perfect world, that is how it would happen. Unfortunately, we do not live in a perfect world, and sometimes, in this one, you need to ask for a raise. Asking for a raise is often really intimidating, and most of us (including...
more →

Here Are Some Easy Ways to Improve Your Productivity at Work

ways to improve productivity
I am constantly looking for ways to improve my productivity. Time is money, at least that’s what they tell me. There are countless ways to improve your productivity at work, but here are a few of my favorites — which are not so coincidentally easy to incorporate. Stop Multitasking I hate to break it to you, but you probably can’t multitask. Very few people have the actual ability to multitask,...
more →

Set These Personal Financial Goals for the New Year

personal financial goals
Let’s be honest, we could all be better at finances. And by “we could all be better at finances” I clearly mean I could be better at finances. Every year between Christmas and New Years I take time to reflect on the past year and decide what I’m going to do better (and by that I obviously mean what I’m going to try to do better). And I sent some personal financial goals. My Personal Financial...
more →

5 Things You Should Stop Buying in 2019 To Save Money

things to stop buying to save money
  It’s really easy to let small spending go. A few dollars here, a few dollars there… but we develop bad habits, and our small amounts of money start to really add up. We all know there are some things we spend way too much on, so here are 5 things you should stop buying to save money this year. Lottery and Scratch Tickets Full disclosure: I’m not a huge fan of the lottery. In fact,...
more →

Find a Savings Challenge for the New Year

savings challenge
The New Year is here and, as always, I’m thinking about finances. Specifically, how to save more money. Saving money can be a challenge, but it might be a tad bit easier if you make a game out of it. Or, the flipside to that is if you have a goal you’re trying to reach. So, why not try out a savings challenge? I’ve scoured the internet and decided on four challenges that are super easy and only...
more →

The Best Things to Buy After Christmas

Have you ever noticed that after Christmas sales on some things are amazing? While there are a lot of great sales out there, especially during Black Friday, there might be a good reason to wait until January to dish out for specific items. Here are the best things to buy after Christmas. Holiday Decorations After the holiday season stores are itching to unload their holiday decorations so the after...
more →

Don’t Forget About These Personal Budget Categories

personal budget categories
It’s the end of the year which means it’s the perfect time for you to be thinking about your budget. And before you firm up your budget, there are a few budget categories you should forget that are often forgotten. So before you’ve pressed “save” and dust your hands off, make sure you’ve included these personal budget categories: Entertainment Expenses Going out for dinner with friends...
more →

How Do You Repair Bad Credit? What You Need to Know

how do you repair bad credit
Credit score. It just makes me shiver to even think about looking at my credit score, knowing I likely have bad credit (or at least less than good credit). Nothing good can ever come of opening boxes that you know should stay closed! Except that your score is important. You need it to do everything from renting an apartment to buying a car. So I guess it’s important we understand what it is and...
more →

Bad Money Habits You Need To Stop

bad money habits
There are so many bad money habits out there. I’d imagine you could probably name a few of your worst without really putting a lot of thought into it. I have some particularly crappy ones, and while I’ve made a lot of progress on them in the past year or two I still definitely have a ways to go. Since the year is ending and everyone, for the first few weeks anyway, acts like a new year brings...
more →

5 Cheap Vacation Spots For Your Next Getaway

cheap vacation spots
If you’re looking to use up some last minute vacation days or looking for somewhere to head in the next few trips without breaking the bank, you might have more cheap vacation spots to consider than you think. Whether you’re looking for hot beaches, all-inclusive sun or snow-covered mountains to ski on, we’ve got you covered. Mexico An all-inclusive vacation to Mexico is a great way to spend...
more →

Earn Some Cash With Easy Christmas Crafts to Make and Sell For Profit

easy Christmas Crafts to Make and Sell For Profit
It’s the thought that counts when it comes to giving away presents… but it sure helps if you can make a little side cash from those thoughts as well. So, in the interest of the thoughtful Christmas season and the equally as important goal of earning a little extra side cash, here are a few easy Christmas crafts you can make and sell for profit!
more →

Thinking About Moving? Here are 5 Affordable Cities to Live In

affordable cities
The biggest chunk of change from our income typically goes to our housing and general living expenses and if you’re living in a hot stop with high rent, transportation and living expenses than it can be hard to reign in that spending. It might be time to think about moving to one of the more affordable cities in the U.S.
more →

Rent vs Buy? There Are Benefits for Both

rent vs buy
According to the stats, it would appear that the millennial age group is in the prime years of their life for home ownership. Even so, less than 33 percent of the age group own their own homes. With many opting to rent instead of buy, you might be asking yourself which is the best decision. Rent vs buy? Surprisingly, there are benefits for both.
more →

Can Being Environmentally Friendly Save You Money?

Being environmentally friendly is very on-trend. As it should be with climate change, high energy costs and our general modern environmental awareness. But I hear mixed reviews on whether making an effort to saving the environment also saves you money.
more →

Here’s How to Have a Merry Christmas on a Budget

Christmas on a budget
As the holiday season inches toward us, chances are our bank accounts are feeling a little bit of pre-holiday spending pain. There’s the decorations, the food, the celebrations, and the presents. Christmas can add up really fast.
more →

May the 4th Be With You: Star Wars Day Swag

May the 4th Be with You: Star Wars Swag on Amazon
It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise.
more →

How To Get a Month of Free Food: 9 Meal Kit Companies Offering Discounts to New Customers

Eat for free for a whole month via the meal kit companies discounts for new customers.
Play your cards right and you might be able to line up a month’s worth of free meals if you were to try out all nine of the meal kit companies offering discounts to new customers.
more →

96 Awesome Ways to Generate Extra Cashflow

Generate extra cashflow -- here are 97 ways.
Who doesn’t want more money nowadays? We’ve got you covered on that front. Here comes a long list of different ideas on how to generate extra cashflow.
more →

Valentine’s Day Crafts Are Romantic Rescue from Crazy Inflation

Valentine's Day gifts that won't destroy your budget
Fall for the hype this week and you’re out an average of $143.56 for Valentine’s Day. Crafts and other do-it-yourself tactics can be more romantic and lasting, in addition to keeping you on budget.
more →

Why You Need To Get a Flu Vaccine Right Now

Get a flu vaccine.
Flu vaccines aren’t just for the elderly  anymore. Here are 25 reasons you should go get vaccinated.
more →

Acquire the Trait All Financially Successful People Have

Financially successful
Financially successful people tend to all have a lot of self-discipline. Improving your discipline in one area of your life often spills into every other area. With that in mind, here are seven different self-discipline exercises. Try taking one of these on for 30 days and watch as your increased discipline starts to spread toward other areas.
more →

What’s the Best Free Recipe App?

The Apple Store and Google Play together offer more digital cookbooks than you probably have room for on your mobile device. So which one is the best free recipe app?
more →

What Will the New Tax Law Do to the Housing Market?

New tax law might slow down housing market.
The new tax law will have a profound impact on the housing market, although in ways that go beyond the deductibility of mortgage interest and property taxes. 
more →

4 in 5 Households Will Get a Tax Cut in 2018

Four out of five U.S. households will get a tax cut as a result of the legislation that President Donald Trump signed into law today.
more →

When Will Bitcoin Reach $100,000?

Will bitcoin reach $100,000?
Bitcoin has accelerated its pace of appreciation in recent months, and if the current levels between $15,000 and $19,000 make you itch for some of the action, you’re not alone.
more →

The Dow Jones Crossed the 24,000 Threshold. Now What?

The Dow Jones topped 24,000 -- now what?
Stocks appear to be increasing in volatility, yet the markets closed on Monday, December 4 with the Dow Jones Industrial Average is staying north of its most recent threshold, 24,000.
more →

Should You Get a Peer-to-Peer Mortgage?

Peer mortgage
If you can’t get approved for a home loan from a bank, you might want to look into applying for a peer-to-peer mortgage.
more →

4 Things To Know Before You Donate an Investment

Investment gifting is awesome.
While donations of any kind are appreciated, gifting investments benefits both the giver and the receiver. Here are four key things to know about this type of giving.
more →

What’s the Relationship Between the Stock Market and Federal Debt?

Are you wondering: What's the Relationship Between the Stock Market and Federal Debt?
Wouldn’t it be wonderful if gains in the stock market could actually reduce U.S. government indebtedness? If that were true, money might as well grow on trees. But there is a relationship between federal debt and the stock market. Source: Politifact About That Federal Debt The U.S. government’s indebtedness impacts the bond market along with the value of the dollar (as it trades in foreign...
more →

The Challenges of Online Freelance Work and How You Can Work Around Them

Doing freelance work online is going to be great for a free-spirited professional like you. It will set you free from having to travel or commute to work everyday. It even makes it totally unnecessary for you to dress up.  Heck, you can even work while in your pyjamas if that’s what you prefer! However, the freelance work-at-home setup is not perfect. It also has its own share of disadvantages....
more →