Should You Get a Mortgage at a Young Age?

Mortgage at a Young Age
The single biggest purchase you will make is your home. Many people will spend 30 years (or longer if they continue to refinance) paying off their mortgage. Because it’s such a large obligation, people often wait to buy a home until their 30s or later. According to Experian, the average age of first-time homeownership in the United States is 34 years old. However, others get a mortgage at a young...
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How to Increase Your Credit Score Quickly

Increase Your Credit Score Quickly
If you’re in the market for a new home now that the interest rates are at historic lows, you may need to increase your credit score quickly. If you’re able to increase your credit score, you’ll be eligible for the lowest interest rates available. After all, the better your credit, the better loan terms you can get. If you have three to six months before buying, here’s how to improve your chances...
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Is Minimalism the Key to Happiness?

Minimalism the Key to Happiness
Dee Williams tiny House. Image courtesy of www.thislittlelife.com Take a quick look around your kitchen.  How many items do you have?  If you do much cooking at all, you likely have many pots, pans, skillets, muffin tins, and baking sheets.  How many pieces of silverware do you have?  How many kitchen pieces do you have that you never use? Walk into your master closet.  How many pairs of shoes...
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