The Fed Dropped Rates Again – Is the Third Time the Charm?

fed rate drop
Is the third time a charm for interest rates? The Federal Reserve has cut rates again this year, so your savings account may not make as much money for a while. Considering that most traditional savings account rates are abysmally low, you might not even notice. Here’s how it affected me already. Interest rates fluctuate over time based on what the Fed does. When prices go down, it is less expensive...
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How to Spot an Investment Scam

investment scam
Have you ever had someone say they could make you rich if you handed over a few thousand dollars for them to invest? If you haven’t, and someone you know may have been a victim. Unfortunately, investment scams are all too common. What is an investment scam? An investment scam, or investment fraud, is when someone sells an investment asset illegally. This term can also apply to annuities, certificates...
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How to Pay for Medical Care Without Going Broke

pay for medical care
If you’ve ever spent the night at a hospital, you have learned that our health care system is costly. There are separate charges for doctors and services that quickly add up to astronomical values. If you haven’t had to deal with the financial pains of illness, here is how you pay for medical care without going broke. Insurance Insurance can save you thousands, or hundreds of thousands,...
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3 More Things I Learned From My Failed Business – Part Two

failed business
I previously mentioned three things I learned from my failed business. Here are three more things I learned that are equally, if not more, important. Don’t Quit Your Day Job For a lot of us, entrepreneurship is the road to financial freedom. We want to quit our day jobs and have some flexibility in our lives. However, keeping your day job will help you save up to cover expenses while you’re...
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3 Things I Learned from My Failed Business – Part One

failing at business
I have failed at business ventures for a decade. They either flopped outright, or I was unable to execute my idea correctly. I was embarrassed when I realized my dreams wouldn’t come to fruition after I had promoted my services. I can say it proudly now because I learned some valuable lessons. Start the Business First, the best way to start a business is to take steps to execute. Talking about...
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