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Any information in regard to money, credit, personal finance, or in regard to any other monetary topic, provided or shared on Critical Financial is presented for information and entertainment purposes only and does not constitute financial advice. It is intended to provide general information only and does not constitute personal financial advice in regard to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser, including, but not limited to, your attorney, certified public accountant or certified financial planner. We do our best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published.

Critical Financial is a District Media personal finance blog.Critical Financial is now part of the District Media, LLC portfolio. Orginally founded in the District of Columbia in 2007, District Media, LLC is an independent media company. Our objective is to deliver high-quality personal finance news and advice that informs, empowers, educates and entertains the public. We provide this information free of charge through our portfolio of personal finance websites, with all operating expenses paid through advertising.

Disclosure of Material Connection: Some of the links in the articles are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”