Should I Accept the Insurance Company’s Settlement Offer?

After you have been involved in a serious accident, you can plan on dealing with a lot of administrative work while you are working with the other driver’s insurance company. You will be working with an insurance adjuster who will take a look at everything in your case in order to get a complete picture of what happened, who is at fault, the type of injuries and damages you have endured, and ultimately...
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What Is The Florida No-Fault Law?

If you are in a car accident with someone else in the state of Florida, it is fairly likely that you will recover at least some of the damages from your own insurance company through your Personal Injury Protection (PIP) policy. The no-fault law, at its essence, requires that all drivers carry personal injury insurance in order to ensure that they are compensated to the limit of their policy regardless...
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5 Best Items to Buy at Sam’s Club

buy at sam's club
Buying in bulk at Sam’s Club is excellent for efficient shoppers. I like to stock up on non-perishable goods quarterly. I save so much money on paper towels, toilet paper, laundry detergent, and dishwasher tablets. Sam’s isn’t just good for cleaning supplies and household goods though. Here are the five best items to buy at Sam’s Club. Vitamins If you take a multivitamin or...
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Do You Need a Financial Planner – Top Three Reasons to Visit One

You’ve probably heard of a financial planner before, and probably even have friends or family members that swear by their planner, but maybe you aren’t convinced you need one. Maybe you don’t have a robust financial portfolio filled with different assets and investments, so the idea of a financial planner seems unnecessary. Here’s the thing, while a financial planner can certainly help where...
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Fact Check Finance: Wait to Invest Until You Pay Off Your Debt

invest after you pay debt
Dave Ramsey recommends that you wait to invest until after all of your consumer debt is paid off except for your mortgage. I understand the logic, but I don’t think it is a one-size-fits-all solution. Wait to Invest? Dave Ramsey has a financial freedom program that includes baby steps. Investing 15% of your income for retirement is baby step number four, after a small emergency fund, paying...
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