How to Fix a Sagging Headliner

There’s nothing more annoying while driving than having a sagging headliner touching your head. It’s annoying in the kind of way an out of balance ceiling fan is annoying. There’s no real danger, it’s just annoying as heck. Plus, with a sagging headliner, it really let’s down your cars interior. It’s time to get that fixed. This post outlines the many ways of getting...
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Is It Okay to Buy a Refurbished Product?

refurbished product, electronics, second-hand gadgets
Most refurbished items are electronics. We’ll stick to that category for the sake of this post. If you’re concerned about buying refurbished, electronics are probably your concern. So many parts to break. So is it okay to buy a refurbished product? When I say ‘okay’ I mean, is saving the money worth buying a possibly inferior product? We’ll soon find out. Exactly what...
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Extreme Minimalism

extreme minimalism, saving money, minimalism, frugal living
What a complex topic to discuss! See, the word ‘extreme’ is very… how shall I say it… extreme. It’s rather meaningless, really. What is extreme to me may not be extreme to you and vice versa. However, I’ve read enough comments on personal finance posts to be able to gauge the readership of this blog and similar ones. What I think is extreme and what you think is...
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Do you really need an emergency fund?

Do you really need an emergency fund?
If you’ve been around the personal finance blogosphere for more than a day, you’ve read about emergency funds. I haven’t written about emergency funds until because I thought they had already been covered to death. But what hasn’t been covered to death is the why. Most people write about how an emergency fund is just something you need. “Emergencies happen” they say. This explanation has...
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New Life Insurance Policy Covers Death By Loch Ness Monster

When you take out a life-insurance policy, you are choosing to protect your family should the worst come to pass and you die prematurely. Life insurance is an important aspect of financial planning, and many people decide to purchase a policy for their peace of mind. However, when you buy life insurance, you may not be thinking too much about the way in which you actually die. And, it has come as a...
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