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A Financial Guide to America in the 21st Century

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Do You Want To Build Credit?

Do You Want To Build Credit?

Jul 16th, 2020 · 0 Comment
Do you know what to do to build credit and establish yourself as a good credit risk? Believe it or not, the way you approach a small line of...
more →
rent with bad credit

Where to Rent When You Have Bad Credit

Jan 21st, 2021 · 0 Comment
Where to rent when you have bad credit? The biggest misunderstanding people have about this issue is the mistaken assumption that you have ONE... more →

How to Maintain Two Homes Efficiently

Jan 7th, 2021 · 0 Comment
Many are tempted, but fewer have good ideas starting out how to maintain two homes efficiently. If you’ve ever been tempted to own a second... more →
refinance loan coronavirus

How to Get Out of a Timeshare

Dec 29th, 2020 · 0 Comment
Do you need to learn how to get out of a timeshare? The very first thing you need to do in order to consider your options to ditch a time share... more →
spend-down philanthropy

Why is spend-down philanthropy increasingly popular?

Dec 3rd, 2020 · 0 Comment
Why is spend-down philanthropy increasingly popular? Before we answer the question, let’s define our terms. There are two basic types of charitable... more →
real estate investing, properties

The 3 Sacred D’s Of Real Estate Investing

Nov 30th, 2020 · 5 Comments
  What are the 3 Sacred Ds of real estate investing? There are plenty of reasons you might need to sell a property or get rid of real estate.... more →
How Does Inflation Affect Purchasing Power?

How Does Inflation Affect Purchasing Power?

Nov 19th, 2020 · 0 Comment
How does inflation affect purchasing power? To begin to understand how it works, it helps to know what purchasing power is and how it’s defined.... more →

Do you need to tip a house painter?

Nov 11th, 2020 · 1 Comment
When it is time to repaint, is it good etiquette to tip a house painter? Some people are more prone to tip, while others feel the base price... more →
When Is Best Time to Buy Christmas Items

When Is the Best Time to Buy Christmas Items

Nov 5th, 2020 · 0 Comment
    When is the best time to buy Christmas items? Opinions vary–some are still big believers in Black Friday, the first shopping... more →
Invisible Tax

What You Should Know About The Payroll Tax

Oct 28th, 2020 · 2 Comments
What is the payroll tax? There are those who have no opinions on these taxes at all, while some employers argue the taxes are a burden to small... more →

Items You Can Buy in Bulk to Save Money

Oct 20th, 2020 · 0 Comment
Do you need a list of items you can buy in bulk to save money? During financially stressful times there are many things you can and probably... more →
Are investing couses worth it

Are Investing Courses Worth It?

Oct 8th, 2020 · 0 Comment
Are investing courses worth it? Sadly, there is no cut-and-dried answer to this question since much depends on both the quality of the courses... more →

How to Fix a Sagging Headliner

Oct 8th, 2020 · 2 Comments
Is there anything worse than driving a car while being annoyed by a sagging headliner touching your head? It’s inevitable with some makes... more →
Tips To Improve Your Finances

Tips To Improve Your Finances

Oct 1st, 2020 · 0 Comment
People find out that I write about personal finance issues, and start asking me questions about how to improve their finances–especially... more →
why labor creates wealth

Reasons Why Labor Creates Wealth

Sep 24th, 2020 · 0 Comment
Many have studied the reasons why labor creates wealth. There are many economic theories–some in vogue, some not–that address this... more →
Your Mortgage, COVID, Wildfires, And More

Mortgage Relief, COVID, Wildfires, And More

Sep 16th, 2020 · 0 Comment
Homeowners are being hit hard on all fronts, it seems. Those seeking mortgage relief from COVID-19 economic hardship are joined by those who... more →
paying bills on time

Can Paying Your Bills on Time Increase Credit?

Sep 3rd, 2020 · 0 Comment
Can paying your bills on time increase credit? The short answer is yes, definitely. But there’s a catch. Before we get to that, it pays to... more →

How Long Can You Go Over Your Oil Change?

Aug 27th, 2020 · 1 Comment
Do you need an oil change and you’re worried about having to delay it? Many things can go wrong with your automobile–brakes wear... more →
How to know if a company is worth investing in

How to Know if a Company Is Worth Investing In

Aug 20th, 2020 · 0 Comment
How to know if a company is worth investing in? It’s not enough to know a company’s worth–smart investing involves researching... more →
Benefits of not having a smartphone

The Benefits of NOT Having a Smartphone

Aug 13th, 2020 · 1 Comment
What are the benefits of not having a Smartphone? According to a 2015 article posted by the Pew Research Center, as of 2015 some 64% of American... more →
disadvantages of an annuity

What Are the Disadvantages of Investing in an Annuity?

Aug 6th, 2020 · 0 Comment
What are the disadvantages of investing in an annuity? First, let’s examine what we mean by “annuity”. Dividend.com describes annuities... more →
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