How Much Should You Budget for an Engagement Ring?

Guys always seem to have a tough time coming up with the right amount they need to save when buying an engagement ring. Even though there’s lots of information online about this topic, we often get mixed messages and it’s difficult to tell the true amount a guy needs to save in order to get a great engagement ring for his soon-to-be spouse as long as she says yes. With that in mind, there are a...
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Here are 3 Untold Reasons Others Seem to be Doing Better Than You Financially

Humans are competitive by nature, and that’s necessarily a bad thing. Our competitive nature stems from the fact that we are often concerned about our status relative to our peers or others in our social class. Hence, your self-esteem might enjoy a massive boost when you observe that your spending is higher than the average spending of people in your social class. In contrast, most folks might...
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Property Insurance Ensures Protection for all Valuable Possessions at Home

There are times when you may experience loss, destruction, stealing or damage caused to your valuable possessions back home. Personal Property insurance or Contents insurance reimburses you for such unforeseen and unexpected turnout of events. At the same time, you must find out whether you actually need “contents insurance” or not. Create a list of all valuables by taking snaps with your smart...
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10 Ways to Save Money on Entertainment

If you’ve recently decided to stick to a budget, you may have had to cut back on some of your spending – namely, your entertainment expenses. I know firsthand how much money my family and I were wasting on things we enjoyed. From watching television and movies at home on a rainy day to taking family vacations and just enjoying a drink with friends, we’ve racked up serious monthly costs that could...
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Plan for Sustainability When Considering Retirement Savings

More and more over the last two decades the responsibility of income generation has been given from pension funds to insurers and retirees. Concurrently less people are opting for life annuities when looking at pension products. One thing that is interesting to note here is that it’s only these products that ensure earnings without a doubt for the remainder of their lifespan. The issue for the pensioners...
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