Unexpected Costs You Should Be Saving For

Unexpected Costs You Should Be Saving For, emergency expenses, emergency fund
When I was little, I became obsessed with reaching financial independence. What do I mean by this? Financial independence occurs when you generate enough passive income that you don’t need to generate new income. You’re free from the necessity to work. What’s the Math behind Financial Independence? Well, this post explains some of the complications with the easy math behind financial...
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Tips for Buying a House with Little or No Credit

Tips for Buying a House, no credit, buying a property, real estate, housing, buying a property
Whether you are a first-time home buyer or a seasoned real estate veteran, buying a house is stressful, especially when you’re dealing with bad credit. Unfortunately, a good deal does not wait on your credit to improve. So, if you’re in the market to buy a house with little or no credit, here are some of the best tips that you can take to the bank. First, take stock of your advantages with...
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The Most Important Aspect of Autoliising

Important Aspect of Autoliising, autoliising, used vehicle, secondhand vehicle, taking care of a vehicle
Autoliising is the act of financing the use of a vehicle. The term generally means paying to use a vehicle for a period of time. A lot of people confuse autoliising with renting a car. However, autoliising is very different from renting a car. You can rent a car for as less as an hour. However, with autoliising, the minimum amount of time you get to stay with the vehicle is 24 months. Another major...
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20 Cheap (and Healthy!) Grocery Items to Stretch Your Budget

20 Cheap (and Healthy!) Grocery Items to Stretch Your Budget, grocery shopping, food shopping, food budget
Saving money on groceries interests me quite a lot! Probably because it’s something we all must do. On a weekly basis, we must decide how to spend our money in order to feed on of our most basic needs: hunger. You may instinctively think ‘groceries… not a lot of money to be saved there. Buy generic when possible, don’t throw food away, ladedah…’ But actually there are quite a few...
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The Importance of Getting PPI for Your Loans

Importance of Getting PPI, PPI, loan insurance, protection policy
Payment Protection Insurance (PPI) is a good thing when you are out of hand on your present loans. We will never know the exact future, which makes emergency policies like PPI useful in dire times. When you purchase a PPI policy, do not think of it as a waste rather think of it as the most prudent thing to do. Its premiums are low and payable with loan installments. Good thing is when you encounter...
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Meeting With Mr. Hankey, rental properties

My Unsuspected Meeting With Mr. Hankey

I came to St. Louis last Friday to visit family and attend the upcoming FinCon 13 conference, yea!  I... more →